South Korean insurers have reduced long-term bond purchases as rising yields ease liability valuation pressures, shifting focus to liquidity and mid-term bonds.
#YonhapInfomax #Insurers #LongTermBonds #InterestRates #KICS #LiquidityManagement #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=104656

South Korea's major financial holding companies saw insurance subsidiaries shift focus to financial soundness and qualitative growth in 2023, with net profits declining but key capital ratios and CSM improving amid a sluggish insurance market.
#YonhapInfomax #KBFinancialGroup #InsuranceProfit #CSM #KICS #ShinhanFinancialGroup #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=104450

Samsung Life and other major South Korean insurers are accelerating shareholder returns, with payout ratios surpassing 40% amid strong capital positions and the government’s Value-Up drive.
#YonhapInfomax #SamsungLifeInsurance #DividendPayout #ShareholderReturns #KICS #SamsungFireAndMarineInsurance #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=103908

South Korea’s financial regulators will raise risk weights on insurers’ mortgage loans, aiming to curb real estate lending and channel capital into productive sectors, with similar measures already implemented for banks and securities firms.
#YonhapInfomax #RiskWeights #MortgageLoans #InsuranceCompanies #KICS #ProductiveFinance #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=101642

S&P Global warns that South Korea’s new basic capital regulations will have uneven effects on insurers, prompting a strategic shift toward capital management and quality improvement.
#YonhapInfomax #SPGlobal #KICS #BasicCapitalRatio #SouthKoreaInsurers #CapitalManagement #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=101559

South Korean insurers’ bond forwards surged to nearly 90 trillion won in Q3 2023 as ALM strategies intensified, though growth slowed amid eased capital requirements and regulatory changes.
#YonhapInfomax #BondForwards #AssetLiabilityManagement #FinancialSupervisoryService #KICS #InterestRateHedging #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=101436

South Korea’s insurance associations are stepping up recruitment of lawyers and accountants to address stricter financial soundness and legal compliance requirements following the adoption of IFRS 17 and new capital regulations, reflecting rising demand for professional expertise in the sector.
#YonhapInfomax #InsuranceAssociations #IFRS17 #FinancialSoundness #KICS #LegalCompliance #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=101180

South Korea’s financial regulators will apply new K-ICS core capital call option rules only to securities issued from Q1 2025, easing early redemption pressure for insurers with 1.35 trillion won in calls due next year.
#YonhapInfomax #KICS #CoreCapital #EarlyRedemption #FinancialServicesCommission #DBInsuranceCoLtd #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=100553

Moody’s views South Korea’s new basic capital K-ICS rule for insurers as credit positive, but analysts warn capital expansion will be challenging, with rating agencies monitoring the impact on capital management and profitability.
#YonhapInfomax #Moody's #KICS #BasicCapital #Insurance #CreditRatingAgency #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=100240

South Korea's Financial Services Commission (FSC) unveiled new design standards for 5th-generation indemnity health insurance, strengthening sales channel accountability and introducing stricter capital requirements to enhance industry stability.
#YonhapInfomax #FinancialServicesCommission #IndemnityInsurance #KICS #InsuranceSalesChannels #CapitalRequirements #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=100076

South Korea's insurers face stricter capital rules as the FSC introduces a core capital K-ICS ratio, forcing a shift from supplementary capital to higher-quality core capital, with major players better positioned than smaller firms.
#YonhapInfomax
#KICS #CoreCapital #FinancialServicesCommission #InsuranceSector #CapitalRatio
#Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=99555

South Korea will require insurers to maintain a minimum 50% basic capital ratio under the K-ICS framework from 2027, with a nine-year transition period and stricter capital quality standards to enhance sector stability.
#YonhapInfomax #KICS #FinancialServicesCommission #BasicCapitalRatio #Insurance #SolvencyRegulation #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=99553

South Korean insurers face mounting interest expenses from a surge in subordinated bond and hybrid capital issuance, with costs expected to persist due to regulatory capital requirements and challenging market conditions.
#YonhapInfomax
#SubordinatedBonds #InterestExpenses #HyundaiMarineAndFireInsurance #KICS #CapitalAdequacy
#Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=98674

South Korea's insurers are set to break records for capital securities issuance in 2024, but face a dilemma as new core capital regulations force a shift from supplementary capital to stronger core capital, challenging profitability and capital-raising strategies.
#YonhapInfomax #CapitalSecurities #InsuranceIndustry #KICS #CoreCapital #MeritzFireAndMarineInsuranceCo #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=98281

South Korean insurers are ramping up year-end capital raising, with Heungkuk Life Insurance issuing 60 billion won in subordinated bonds, pushing 2024's total insurance capital securities to a record 8.94 trillion won amid ongoing rights offerings and efforts to strengthen capital ratios.
#YonhapInfomax #HeungkukLifeInsurance #SubordinatedBonds #CapitalRaising #KICS #RightsOffering #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=97413

The South Korean insurance sector in 2024 faced declining core business profitability, record capital-raising, and regulatory shifts, while accelerating digital transformation and business diversification amid rising loss ratios and M&A activity.
#YonhapInfomax #Insurance #KICS #MergersAndAcquisitions #GenerativeAI #LossRatio #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=97197

KDB Life Insurance and Fubon Hyundai Life Insurance have secured capital through major rights offerings, easing solvency concerns and setting the stage for intensified competition in South Korea’s insurance market as both firms shift focus to boosting sales and profitability.
#YonhapInfomax
#KDBLifeInsurance #FubonHyundaiLife #RightsOffering #KICS #ProtectionTypeInsurance
#Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=96279

South Korean insurers set a new annual record for capital securities issuance in 2025, driven by K-ICS compliance pressures and interest rate declines, but volumes are expected to fall next year as regulatory guidelines ease and focus shifts to core capital quality.
#YonhapInfomax #CapitalSecurities #KICS #LotteInsurance #FinancialServicesCommission #IssuanceVolume #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=96078

Fubon Hyundai Life Insurance completed a 700 billion won capital increase to strengthen financial soundness, boosting its K-ICS ratio above 230% and signaling robust shareholder support.
#YonhapInfomax #FubonHyundaiLife #CapitalIncrease #KICS #FinancialSoundness #ShareholderSupport #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=95002

South Korea’s digital insurers are reappointing CEOs despite ongoing losses, prioritizing management stability and long-term strategy as they pursue digital transformation and improved financial health.
#YonhapInfomax #DigitalInsurers #CEOReappointment #KyoboLifeplanet #KICS #NetLosses #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=94319