Emergency fund first. Always. Before investing. Before paying extra on debt. Three to six months of expenses in cash. Boring? Yes. The thing that keeps you from financial catastrophe when life hits? Also yes. Build the floor first. #personalfinance #emergencyfund #money

Posting again because this is very urgent!!

My partner @magicalgrrrl and I somehow have to raise $330 by the morning tomorrow (Thursday, February 19), so we can stay inside for a week

This is a weekly effort, and I’m really afraid of how tomorrow would go if we cannot pay for shelter. We have been without meds all day as well, and I’m in a chronic pain flare, so having to pack up and leave would take a big toll.

I post every day on TikTok, but today I specifically posted about my art commissions because they’re on sale!
This is the link for the discount: https://ko-fi.com/lukeorion/link/SAVEBETSY

So far, no luck, but I truly hope that a few people will consider commissioning me, ordering something from my shop, or donating on my Ko-Fi! Here’s my Ko-Fi: https://ko-fi.com/lukeorion/

Thank you for reading and boosting ❤️

(Featuring a coloring page I just finished and the one I plan to do next)

Edit: we didnt make it. We have to raise $360 MINIMUM by Saturday morning in order to keep sheltered.

#DisabledArtist #crowdfund #fundraising #fundraiser #MutualAidSavesLives #DigitalArtCommissions #CommissionsOpen #lgbtqia #TransCrowdfund #TransMutualAid #DisabledMutualAid #DisabledCrowdfunding @mutualaid #EmergencyMutualAid #UrgentMutualAid #EmergencyFund #MutualAid

Wondering how much to save in an emergency fund? Learn the 3 month vs 6 month emergency fund debate, emergency fund rules, where to keep it, and how to build an emergency fund fast. Real examples included.

#emergencyfund

https://thetotalentrepreneurs.com/emergency-fund-how-much-should-you-save/

Safety Net: The Emergency Fund Tiers

Not all emergency funds are equal.

Tier 1 → $1,000 (starter)
Tier 2 → 1 month expenses
Tier 3 → 3 months expenses
Tier 4 → 6 months expenses
Tier 5 → 12 months (self-employed)

Build it before you invest heavily.

#emergencyfund #money

The Tiered Emergency Fund Roadmap

Level 1: $1,000 (Starter fund)
→ Covers small emergencies
→ Timeline: 1-3 months

Level 2: 1 month of expenses
→ Covers a job disruption
→ Timeline: 3-6 months

Level 3: 3 months of expenses
→ Covers most emergencies

#emergencyfund #money

Thanks to the support received over the course of yesterday and this morning, @magicalgrrrl and I have another week inside 🥹
This is a regular struggle, as we’re disabled and trans, and living out of a hotel (with no working car) so I hope folks will boost this and check out my Ko-Fi for all the art and creations I sell!

https://ko-fi.com/lukeorion

Shop items are 26% off ENDS TODAY, using the code “ 2026 “

Commissions are 20% off until we have a vehicle and stability! Use code “ SaveBetsy “ to claim

Thank you 🖤🩵

#EmergencyFund #kofi #lgbtqia #BuyIntoArt #DigitalArtCommissions #neurodivergent #illustrator #DisabledArtist #cptsd #ArtistsOnMastodon #StrugglingArtist #MutualAid #MutualAidSavesLives #crowdfund

RE: https://indiepocalypse.social/@LukeOrion/115902449957286896

Just made another example for my custom name plates.. yay for @magicalgrrrl Betty! #DigitalArtCommissions #BuyIntoArt #lgbtqia #kofi #ArtistsOnMastodon #EmergencyFund #DisabledArtist #EmergencyFund #MutualAid #Crowdfunding

Anyone want a custom name plate/cover photo?
I designed the featured one earlier this morning for my Ko-Fi page, and decided to open up commissions specifically to do more! Especially considering my family is homeless & disabled, living out of a hotel without a working vehicle… anything helps!! Even a boost!

The custom digital name plates are a minimum of $15, but you can claim 20% off if you use the code “SaveBetsy” at checkout

The listing reads “This is to get a custom digital name plate, which can be used for things such as a social media cover photo (for sites that offer it), a sign-off photo (for sites like tumblr) or anything else you'd like to use it for.”

https://ko-fi.com/c/852cd1a975

#customArt #ArtistsOnMastodon #art #kofi #CommissionsOpen #ArtCommsOpen #Cover #wordArt #lgbtqia #DisabledArtist #BuyIntoArt #neurodivergent #illustrator #EmergencyFund #DigitalArtCommissions

Your emergency fund is your financial shield.
It buys time, security, and confidence when life throws curveballs.
#FinancialWellness #MoneyHabits #EmergencyFund
https://wealthybear.xyz/emergency-fund

ALL MY SHOP ITEMS ARE 20% OF UNTIL JANUARY FIRST!!!

https://ko-fi.com/lukeorion/link/SURVIVAL

My family is in an ongoing crisis, fighting to keep our belongings and cats safe while we are homeless and trying to get back on our feet by first getting a working car.

As a disabled and trans c-PTSD survivor, any support of my art means a lot right now!

#Sale #EmergencyFund #DisabledArtist #artist #crowdfunding #MutualAidSavesLives #MutualAidRequest #disabled #homeless #kofi #BuyIntoArt #Artwork #art #UrgentCrowdfund #FinancialAid #FinancialCrisis #fundraiser #lgbtqia #DisabilityCrowdfund #DisabilityMutualAid #TransCrowdfund #TranaMutualAid #QueerMutualAid #QueerCrowdfund #Queer #QueerArtist